Nordic Card Markets

Francesca Terrell, Senior Project Manager, Nordea.

Focus on the implementation of the Single European Payment Area

• Update on the road-map programme
• The status of the new payment schemes for credit transfers and direct debits
• The evolution of cards
• The standards dimension
• Plans for roll-out and migration
• Discuss and debate the issues involved in this self-regulatory initiative

Gerard Hartsink, Chairman, European Payments Council.

What happened in the past 12 months?

• A brief summary on developments
• Are there real technological advances?
• What the consumers want
• Where is the market going?
• How do investor behaviour patterns relate to card trends?
• The role of foreign banks in the region

David Woods, Managing Director, Alfred Berg.

How partnerships can change the market and make it grow

Peter Clason, Vice President, Country Manager Nordic, American Express.

• Banking consolidation is driving processor consolidation
• How much scale will be enough to survive?
• Will SEPA break down the last entrance barriers?
• Impact to Nordic card markets

Gerd Muller, Regional Vice President Nordic, Baltic and CIS, First Data International.

A view from the bank

• Understanding customer behaviour
• Value-added benefits by using card?
• Benchmarking against the best in Europe

Raulis Üksvarav, Director of Acquiring, Hansabank Markets.

Cultural differences in card use

Jarkko Anttroiko, Vice President, Product Development, OP Bank Group.

David Woods, Managing Director, Alfred Berg.

Rolf Myrhage , Managing Director , PoinSys.

• Trends and figures for the card processing market
• Differences between card processing companies and their strategies
• From national monopolies to international players
• What will consolidation mean for the industry?

Susanne Brønnum, Senior Vice President, Strategic Sales, PBS.

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